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Health cover that travels with you.
Independent, tailored international health insurance from the world's leading carriers — built around where you live, where you travel, and what you actually need covered.
Independent, tailored international health insurance from the world's leading carriers — built around where you live, where you travel, and what you actually need covered.
Southeast Asia's private hospitals are excellent — and priced accordingly. A single serious episode without proper cover can cost more than a decade of premiums. Yet most expats either overpay for features they never use, or discover exclusions at the worst possible moment.
We are independent. We compare the international carriers — Cigna, Allianz, AXA, April and others — against your medical history, your destinations and your budget, and present the options in plain language: what is covered, what is excluded, and what it costs as you age.
Through our partner Best Insurance Thailand, you receive tailored quotations and lifetime support with claims — long after the policy is signed.
Comprehensive inpatient and outpatient cover across your countries of residence and travel — from routine care to major surgery.
Emergency medical evacuation to centres of excellence, and repatriation when you would rather be treated at home.
Honest guidance on what carriers will and will not cover, and the policies that treat your history most favourably.
Cover that grows with the family — maternity, newborns, children and dependent parents under one coherent plan.
Direct-billing arrangements with leading hospitals in Bangkok, Phuket, Dubai and beyond — so you are treated, not invoiced.
When a claim is questioned, you have someone in your corner who speaks the carrier's language.
A confidential review of your medical history, lifestyle, destinations and budget.
Tailored quotations from leading carriers, compared line by line — cover, exclusions, premiums, age escalation.
You choose with full understanding; we handle the application and underwriting dialogue.
Renewals, claims and adjustments as your life changes — you always deal with a person, not a portal.
Sometimes in full, sometimes with waiting periods or exclusions — it depends on the condition and the carrier. Our value is knowing which underwriter treats your history most favourably before you apply, avoiding refusals that follow you.
Most international plans offer worldwide or worldwide-excluding-home-country pricing — the difference in premium is significant. We help you choose based on how much time you actually spend there.
Age, area of cover, deductible and medical history. A well-chosen deductible can cut premiums dramatically without meaningfully changing your real-world protection. We model the options side by side.
No. Quotations and advice are free — we are compensated by the carriers, and because we are independent, our incentive is the policy that keeps you as a client for decades, not the one that pays the most once.
Request a confidential call back — a senior consultant will reply within 24 hours.
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